Payment and Insurance
How do I pay for my sessions?
Payment will be collected at the beginning of each session. Payment is accepted via cash,* check,* Venmo, and credit card (American Express, Mastercard, Visa, Discover).
* Please note, because all services are currently provided via telehealth, only Credit Card or Venmo will be accepted as payment at this time.
Insurance
I do not currently accept insurance as a form of payment. However, I am an out-of-network provider. Individual health plans vary. If your insurance plan offers out-of-network benefits, you may be able to receive reimbursement from them to cover part or all of your therapy services.
How do I know if I have out-of-network coverage?
Benefits for each insurance plan are different. If you plan to seek reimbursement from your insurance company, you should clarify several questions in advance:
- Do I have out-of-network benefits for mental/behavioral health?
- How much will I be reimbursed for a session with a psychologist in Baltimore City using the 90834 service code?
- Are there certain services that are not covered, and for which I will not be reimbursed (e.g., are certain treatment codes excluded or limited under my plan)?
- Are telehealth services covered the same way in-person services are covered?
- Do I have to meet a deductible before I am eligible for out-of-network benefits? Is this deductible waived for mental/behavioral health services?
- Is there a limit to the number of sessions for which I will be reimbursed, and/or do I need to obtain an authorization prior to seeking treatment?
- What documentation do I need to submit to receive reimbursement?
Once you have the answers to these questions, I will provide you with a "superbill" which you can submit to your insurance company weekly or monthly to request reimbursement.
Can I afford therapy?
For many people, the cost of therapy can be a barrier to getting the mental health care they want and deserve. Because Mindful Living Baltimore uses evidence based therapies that have been shown to work - and keep working even after therapy is discontinued - you may find that you feel better more quickly and have longer-lasting improvements than you would with other therapy approaches. Although it involves an investment in your well-being, choosing evidence based therapy options means you will likely need fewer sessions overall to achieve meaningful change.